The handover of social insurance books brings about many practical meanings as employees are more active in managing their own process of contributing and benefiting; participating in monitoring the employer and social insurance agency which implement the social insurance law for them.

The case of the employee pledging or mortgaging the social insurance book will greatly affect their benefits of social security. If an incident occurs when the current employee's social insurance book is not kept by the employee, the benefit settlement will be very difficult. On the other hand, if the employee uses the social insurance book to buy, sell, exchange and mortgage when there is a dispute over the law, the employee will suffer. Therefore, the employee shall absolutely not mortgage or sell their social insurance books to prevent bad situations from occurring. The social insurance books must be considered as a special property associated with the employee's identity and inseparable interests.