However, besides positive results, Vietnam Social Security’s report revealed drawbacks in the implementation of the voluntary social insurance policy. The Government's support levels for voluntary social insurance participants remain low (36 per cent for poor households, equivalent to VNĐ46,200 per month, 25 per cent for near-poor households – VNĐ38,500 and 10 per cent for other participants – VNĐ15,400). The time of contributing social insurance to enjoy the pension is still long (from 20 years and 55 years for women and 60 years for men).

Some localities are still reluctant to adopt the policy as well as mobilise the local budget to support voluntary social insurance participants. Income of workers in the informal economy is low and unsustainable, at the same time, many people do not pay attention to the social insurance policy.

Innovating and promoting voluntary social insurance to expand coverage.

Vietnam Social Security have come up with three groups to solutions to expand the coverage of social insurance, including collaborating with media agencies and press to raise social awareness on the policy, focusing on benefits, responsibilities and rights of social insurance participants. 

Vietnam Social Security also proposes solutions to reform laws and regulations on social insurance including the adjustment of conditions and time for voluntary social insurance premiums to enjoy pension, pension calculation method, the Government’s assistance for voluntary social insurance participants, especially farmers, informal workers and provisions on the conditions of age for enjoying the pension between men and women.

Vietnam Social Security also accelerates collaboration with its local branches and other agencies to direct the implementation of social insurance policies; improve the application of information technology in management, professional support, administrative procedure reform; strengthen professional training and management as well as inspect agents and payment offices to promptly deal with wrongdoings./.