Change of family based health insurance contributions in 2019

18/01/2019 04:57 PM


In 2019, the contributions of family based health insurance will change in line with the State’s regulations.

Clause 8 of Article 4 in Resolution 70/2018/QH14 on State budget estimate for 2019 stipulates the adjustment of the basic monthly salary from 1.39 million VND to 1.49 million VND. It also provides for an equal raise in pension, social insurance allowances and monthly allowances paid from the state budget, and allowances for revolutionary contributors, starting from July 1, 2019.

The Government assigns ministries, central agencies and localities to continue implementing regulations on creating financial resources for wage reform in combination with expenditure saving, apparatus restructure, workforce reduction, and enhancement of financial autonomy in public administrative units. The central budget ensures the fund for the adjustment of pensions and social insurance and monthly allowances paid from the state budget) and allowances for revolutionary contributors; and supports salary increase in ministries, national agencies, and localities that cannot create financial resources for the task.

Article 3 of Decree 72/2018/ND-CP on basic salary levels for public officials, civil servants, State employees and armed forces stipulates: From July 1, 2018, the basic salary is 1.39 million VND per month.

The basic salary level is used as the basis for calculating salaries in the payroll and allowance levels as well as other benefits for wage earners defined in Article 2 of the Decree; as well as for calculating working and living expenses in accordance to the law; and deductions and other benefits linking to the basic salary.

In Point e, Clause 1, Article 7 of Decree 146/2018/ND-CP guiding the implementation of the Law on Health Insurance stipulates the contributions for family based program: The first member of a family pays a contribution equal to 4.5 percent of the basic salary; and the contributions for the second, third, and fourth members respectively equal to 70, 60 and 50 percent of the first person’s contribution; from the fifth member afterwards, the contribution is at 40 percent of the first member’s contribution.

The deduction of health insurance contribution as stipulated in this point is applicable when members of a family based all join health insurance in the same fiscal year.

Therefore, family based health insurance contributions in 2019 will change.

Specifically:

As from January 1, 2019 to the end of June 30, 2019, the contributions for a family based (based on the basic salary of 1,390,000 VND per month) will be:

The first member: 62,550 VND per month; 750,600 VND per year.

The second member: 43,785 VND per month; 525,420 VND per year.

The third member: 37,530 VND per month; 450,360 VND per year.

The fourth member: 31,275 VND per month; 375,300 VND per year.

From the fifth member afterwards: 25,020 VND per month; 300,240 VND per year.

As from July 1, 2019, the contributions for a family based (based on the basic salary of 1,490,000 VND per month) will be:

The first member: 67,050 VND per month; 804,600 VND per year.

The second member: 46,935 VND per month; 563,220 VND per year.

The third member: 40,230 VND per month; 482,760 VND per year.

The fourth member: 33,525 VND per month; 405,300 VND per year.

From the fifth member afterwards: 26,820 VND per month; 321,840 VND per year.

 

Vietnam Social Security