New regulations on household health insurance participation

31/05/2023 10:15 AM


Implementing the Government's Decree 104/2022 dated December 21, 2022 on amending and supplementing a number of articles of the Decrees related to the submission and presentation of household registration books and paper temporary residence books when performing administrative procedures and public service, Viet Nam Social Security (VSS) has issued revised documents to guidelines for participants in household HI; regulations on procedures for participating, receiving HI cards…

* Amending and supplementing regulations on groups participating in household HI to create more favorable conditions for policy participants and beneficiaries:

VSS has just issued Decision 490/QD-BHXH dated March 28, 2023, which amended and supplemented regulations on group participation in HI by household in order to meet the requirements of implementation Project 06 and direction of the Prime Minister on the removal of household registration books in handling administrative procedures.. Thus, from April 1, 2023, the group participating in HI by household includes: All persons named in the same household registered for permanent or temporary residence (on the old regulation was all persons named in the household registration book), except for the following groups:

- Group that HI contribution are paid by employees and employers;

- Group that HI contribution are paid by the social insurance agencies;

- Group that HI contribution are paid by the state budget;

- Group that HI contribution are supported by the state budget;

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Illustrative image (internet)

- Persons that HI contribution are paid by employers (newly added regulations) including:

+ Relatives of defense workers and officers in the army.

+ Relatives of police workers in the People’s Public Security force

+ Relatives of other people in cipher work.

* Regulations on procedures for participating and receiving HI cards:

Decree 104 stipulates that in case a relative or guardian goes to receive the HI card instead, do not have to bring the household registration book, but present other documents such as appointment letter, ID card. Documents proving personal relationship include: Copy of birth certificate , marriage certificate, residence certificate, notice of personal identification number and citizen information in the establishment on national data on population or decision to recognize guardianship.

In addition, from January 1, 2023, participants of HI can register to buy HI cards at home according to the instructions on the process of registration for payment and issuance of HI cards on National public service according to the Decision No. 3510/QD-BHXH dated November 21, 2022 of VSS. Thus, people can sit at home to register to buy a card and pay HI contribution through the national public service portal without going directly to the social security agency.

* Increase household HI contribution when base salary increases

From July 1, 2023, together with the increase of the base salary from VND 1,490,000 to VND 1,800,000, the HI contribution will increase.

According to Decree 146/2018/ND-CP, the first person to pay HI contribution is 4.5 base salary; the second, third, and fourth people pay 70%, 60%, and 50% of the first person's contribution, respectively, and from the fifth person onward will pay 40% of the first person's contribution rate.

Specifically, the household HI contribution will increase from 67,050 VND/month to 81,000 VND/month for the first person.

VSS