Towards universal health insurance coverage by 2030
15/10/2026 09:25 AM
The Ministry of Finance has issued a plan to implementing Directive No. 52-CT/TW of the Party Central Committee’s Secretariat, aimed at achieving universal health insurance coverage by 2030. The plan focuses on refining policies, expanding enrolment, and broadening health insurance benefits.
Primary healthcare services for local residents in Quang Tri Province. (Photo: ANH SON)
Le Tan Can, Deputy Minister of Finance, has signed Decision No. 2717/QD-BTC promulgating a plan to implement Decision No. 844/QD-TTg, dated May 13, 2026, issued by the Prime Minister to implementing Directive No. 52-CT/TW, dated October 3, 2025, of the Party Central Committee’s Secretariat on universal health insurance in the new period.
The plan aims to define key tasks and assign clear responsibilities, while improving coordination among units under the Ministry in executing duties under Decision No. 844/QD-TTg, dated May 13, 2026, which promulgates the action plan for implementing Directive No. 52-CT/TW, dated October 3, 2025, of the Party Central Committee’s Secretariat on achieving universal health insurance in the new period (hereinafter referred to as Decision No. 844/QD-TTg).
It also seeks to ensure a thorough and comprehensive understanding of the viewpoints, objectives, tasks, and solutions set out in Directive No. 52-CT/TW, dated October 3, 2025, of the Party Central Committee’s Secretariat on universal health insurance in the new period (hereinafter referred to as Directive No. 52-CT/TW).
The plan aims to raise awareness and strengthen the accountability of authorities at all levels, sectors, organisations, and the public regarding health insurance. It seeks to bring about a significant shift in awareness and action, establishing participation in health insurance as both a right and a responsibility of every citizen and of society as a whole. This will help ensure the effective implementation of health insurance policies and achieve universal coverage by 2030. At the same time, it will reinforce the Ministry of Finance’s role in managing and overseeing fiscal and budgetary policies supporting the health insurance sector.
The plan sets out the following five key task areas.
First, strengthen leadership and guidance to ensure the effective implementation of health insurance policies, laws, programmes, and plans, while modernising communication, information dissemination, and legal education on health insurance.
The content, formats, and methods used to communicate, disseminate, and explain the Party’s guidelines and the State’s policies and laws on health insurance will be revamped to focus on key priorities and cater to different target groups. Digital and multi-platform communications will be expanded to publicise policy information promptly and widely throughout society, encouraging a significant increase in health insurance participation and reinforcing the principle that participation is both a right and a responsibility of every citizen and of society as a whole.
Communication, public awareness campaigns, and outreach efforts will be strengthened to expand health insurance enrolment, with particular emphasis on household-based coverage.
The national population database, national insurance database, and specialised databases will be utilised to identify groups that have not enrolled or whose coverage has lapsed. Targeted measures will then be developed to encourage enrolment and ensure sustained participation in health insurance.
A scheme will be developed to modernise and enhance communication, information dissemination, and legal education on health insurance in the new period.
Monitoring, inspection, and supervision will be strengthened to ensure the execution of schemes, programmes, and plans, as well as specific health insurance tasks, solutions, and roadmaps that have been formulated and put into practice.
Second, coordinate with the Ministry of Health and relevant ministries and agencies to amend, supplement, and refine the health insurance policy and legal framework to achieve universal coverage.
Relevant agencies will review, develop, and refine the regulatory framework governing health insurance.
Mechanisms will be developed and piloted to diversify health insurance packages, including supplementary plans tailored to public needs.
Links and cooperation between public health insurance and commercial policies provided by commercial insurers will be strengthened to prevent duplicate payments for medical expenses and safeguard the entitlements of policyholders across both schemes.
Health insurance contribution rates will be gradually raised from 2027, in line with the phased expansion of coverage and benefit levels. At the same time, financial support for contributions will continue to be expanded for policy beneficiaries, near-poor households, people with disabilities, vulnerable groups, and other priority groups, ensuring the scheme remains financially sustainable while increasing the proportion of the population covered by health insurance.
The development of diverse types of health insurance will be encouraged and facilitated.
The Law on Health Insurance will be reviewed and amended.
Third, strengthen the capacity of state management agencies and social security agencies at both the central and local levels to ensure the effective and balanced management and use of the Health Insurance Fund.
Close and coordinated cooperation with state management agencies will be maintained in implementing health insurance policies. The capacity of advisory bodies responsible for state management and Viet Nam Social Security, which operates under the Ministry, will be strengthened to improve the management and operation of the Health Insurance Fund. The quality and effectiveness of health insurance claims assessment by social security agencies will also be enhanced.
Health insurance-covered medical examination and treatment costs will be monitored transparently and systematically. Regulations will be developed to issue
Tuấn Anh (Via NDO)
Sickness
Work Injury and Occupational Disease
Survivor’s
Old-age
Maternity
Unemployment
Medical (Health Insurance)
Certificate of coverage
VSS - ISSA Guidelines on Social Security