Health Insurance helps to lessen the burden on individuals and families

10/03/2024 08:45 AM


In Vietnam, Health Insurance (HI) plays a vital role in reducing out-of-pocket expenses, significantly alleviating the financial strain posed by medical treatments. Covering a substantial portion of healthcare costs, it lessens the burden on individuals and families, ensuring financial protection alongside quality healthcare.

HI in Vietnam is not just a financial safety net but a robust mechanism ensuring comprehensive and accessible healthcare services across various facets of wellness. This system, meticulously structured, stands as a testament to proactive health management, offering a wide spectrum of coverage that goes beyond basic medical necessities.

HI guarantees access to primary healthcare services

At the forefront, HI guarantees access to primary healthcare services, fostering a culture of preventive care, consultations, and essential vaccinations. It’s an assurance of early interventions and routine care, encouraging individuals to actively engage in managing their health.

Moreover, the coverage extends to hospitalization expenses, encompassing a broad spectrum of inpatient care, specialized treatments, and even surgeries. This broad inclusion not only emphasizes the importance of medical care but also ensures individuals have access to comprehensive treatments during serious health episodes.

In the realm of maternal and family health, HI stands as a stalwart supporter, providing extensive coverage for maternity services, spanning prenatal care, childbirth, and postnatal care. Furthermore, it often extends its umbrella to cover family members, guaranteeing their healthcare needs are met under the same provisions as the primary insured individual.
For those grappling with chronic diseases, HI facilitates ongoing treatment, medication access, and necessary therapies crucial for managing health conditions. It serves as a beacon of hope for individuals needing continual care by ensuring access to essential treatments and medications.

Additionally, rehabilitation services post-injury, surgery, or illness are included, reinforcing the comprehensive nature of HI. Beneficiaries can avail themselves of specialized medical care when required, enabling access to experts and specialized treatments.
HI also champions preventive healthcare measures, emphasizing health pro motion, screenings, education, and preventive interventions. This proactive approach aims to minimize health risks and encourage individuals to maintain good health.

Health insurance serves as a vital component in ensuring holistic healthcare coverage across various health needs in Vietnam

Crucially, HI plays a vital role in reducing out-of-pocket expenses, significantly alleviating the financial strain posed by medical treatments. Covering a substantial portion of healthcare costs, it lessens the burden on individuals and families, ensuring financial protection alongside quality healthcare.
Types of Health Insurance

In Vietnam, Health Insurance (HI) manifests in diverse forms, each tailored to cater to specific healthcare needs across the populace. This multifaceted system comprises various types of health insurance, offering distinct coverage to address different aspects of wellness. Primary health insurance covers essential medical services such as consultations, preventive care, and basic treatments. Complementing this, hospitalization coverage extends to inpatient care, surgeries, and specialized treatments for more critical health episodes. Maternity care is another vital aspect, ensuring comprehensive coverage for prenatal, childbirth, and postnatal care, emphasizing the importance of maternal and child health. Additionally, chronic disease management provisions encompass ongoing treatments, necessary medications, and therapies, acknowledging the needs of those with long-term health conditions. Rehabilitation and specialized care cater to recovery post-injury or illness, granting access to rehabilitative services and specialist treatments. Preventive measures are also integral, promoting health screenings, education, and interventions to proactively manage health risks. Health insurance serves as a vital component in ensuring holistic healthcare coverage across various health needs in Vietnam.